This paper introduces the Human Rights Approach to Climate Disaster and Risk Financing (HRBACDRF) developed by Germanwatch as a relevant concept for the InsuResilience Global Partnership (IGP). Based on the HRBA to Climate Risk Insurance outlined by Germanwatch in 2018, the HRBA-CDRF aims to answer the question “How can all relevant phases (development, implementation, and evaluation) of CDRF instruments and activities be aligned with and monitored based on human rights standards and principles?” According to the HRBA, CDRF instruments and activities should be developed, implemented, and evaluated in a way to protect and promote the enjoyment of human rights to prevent harm to communities and ecosystems, as well as promote sustainable development in the context of climate risk management. The HRBA-CDRF aims to function as a preventive measure in aligning the development, as well as the implementation, published in March 2021, and evaluation phases of CDRF instruments and activities with standards and principles of international law.