The Livelihood Protection Policy (LPP) stabilizes the financial situation of vulnerable, low-income individuals after a disaster and allows them to avoid adopting coping strategies that could lead them deeper into poverty. The simplicity and flexibility of the LPP makes it easier for people to get the level of coverage they need. In addition, the SMS-based warning system will mitigate future losses by informing clients of approaching events so they can employ risk reduction strategies. Finally, insurance coverage will improve the credit worthiness of individuals in the long-term, giving them access to financial services that they previously may not have had access to. Access to credit can create a space of certainty for people to make investments, allowing them to safeguard their livelihoods.