This brochure introduces the Livelihood Protection Policy (LPP), an index insurance available to everyone in Saint Lucia designed to help prepare homes, families, and businesses for extreme weather events. Using satellite technology to monitor wind speed and rainfall, the LPP triggers automatic SMS notifications when these conditions exceed preset thresholds in a given region, ensuring a payment within seven days. With increasing weather disruptions, the LPP offers a simple and effective way to protect against potential financial losses caused by climate-related events.