MCII has produced this document, outlining the role of insurance in the context of adaptation and loss and damage highlighting a set of recommendations to the Convention as a facilitator of short and long-term strategies to address loss and damage. MCII's submission responds to the invitation to give a submission on possible elements to be included in the recommendations on loss and damage to the 18th session of the Conference of the Parties (COP 18), from Decision 7/CP.171 (paras 1–9) under the Subsidiary Body for Implementation (SBI) work program on Loss and Damage.