This session formed part of the Pre-COP31 Vale ni Vanua - Knowledge Exchange and examined practical lessons for making climate finance more inclusive across the Pacific. Inclusive climate risk finance is central to the Pacific Insurance and Climate Adaptation Programme (PICAP), which aims to strengthen the financial preparedness of Pacific communities. PICAP supported the session, which highlighted initiatives developed through the programme. PICAP is jointly implemented by the United Nations Capital Development Fund, the United Nations Development Programme and the United Nations University - Institute for Environment and Human Security